Each vehicle licensed in Saskatchewan is insured by the SGI Auto Fund. SGI Auto Fund coverage provides the minimum protection required by law including:

  • $200,000 liability
  • $700 deductible for vehicle damage
  • Personal injury coverage

Since this is the minimum coverage only, Saskatchewan drivers should purchase additional protection in the form of an Auto Extension Policy, more commonly known as a Package Policy.


By adding liability coverage you get the following additions to your basic license plate liability coverage:

  • Increased liability coverage up to limits as high as $5 Million
  • Family Security Coverage – this protects you and your family in the event that you are injured by an uninsured or under-insured driver.

Lower Deductible

Auto policies can lower your deductible from the $700 deductible on your basic license plate insurance. Lowered deductible amounts can range from $500 to as low as $50.

Note: Your deductible is the amount that you must pay before your insurance takes over to pay the remaining costs.

Non-Owned Driver Coverage

This gives you coverage when you are driving a vehicle you don't own, such as a borrowed or rented vehicle.

Special Options

  • Replacement Cost provides protection against depreciation if your new vehicle is a total loss.
  • Loss of Use coverage pays for a rented vehicle while your vehicle is being repaired as a result of an accident.
  • Road Hazard Glass coverage helps you pay for stone bruises and windshield replacements.

Pierceland Agencies provides Personal Auto coverage from several insurance companies. We have the ability to provide you with an auto policy that suits your needs at a competitive price.

For a free, no obligation quote, just drop in the office or give us a call.