Coverage is available for all types of farmers, ranchers, and acreage owners. Regardless of whether you live on the farm or in town, if you engage in any type of farm activity, you need a farm insurance policy.
We at Pierceland Agencies can help you build the insurance package that guarantees the best value for your premium dollar.
Dwellings: We offer all types of dwelling coverage for owners or renters. Although you require a farm package, your home will be included, and you will be eligible for all the benefits of a regular homeowners' or tenant's policy. Please refer to the Home Insurance or Tenant Insurance page of this site for detailed information.
Farm Buildings: We can cover your bins, barns, and farm shops in several different ways. Options such as "replacement cost" and "all risk coverage" are available.
Machinery, Equipment, Tools, and Parts: Proper insurance coverage can keep your valuable machinery working for you. Machinery can be insured individually or on a "blanket" basis. Coverage is also available for downtime.
Livestock: Accident and mortality coverages are available on most types of livestock including horses, cattle, pigs, sheep, and poultry. Exotic livestock such as elk, deer, alpacas, etc. require special attention. Horses used for competitions such as gymkana or similar events are insured differently and one of our brokers will be happy to explain this to you.
Feed, Fertilizer, and Chemicals: These are all valuable items used and stored during the course of your farming activities. They can be insured for a variety of perils including theft and also can be insured while being transported in your vehicle.
Farm Liability: Both personal and farmers' liability are covered in this one comprehensive package. This will protect you and your family in case of legal claims against you due to your negligence resulting from your farming or personal activities.
Business Activities: Many farmers do custom work for others or engage in incidental business activities as a sideline to their farming operation. Coverage can often be extended to many business pursuits and commercial exposures. Please inform your broker if this pertains to your situation to ensure proper coverage.
At Pierceland Agencies we have contracts with the best farm insurance companies available and we will provide you with a free no obligation quote at your request by phone or email.
